As a now retired insurance agent and motorcycling enthusiast, I totally educated my clients about the danger of underinsuring yourself by carrying minimum limits of liability coverage. Because uninsured motorist and under insured coverages both leverage their coverage limits off your liability limit Please recommend purchasing the most liability (and uninsured/underinsured coverages) that your carrier will sell. I can replace my motorcycle, however my bodily injuries can be excessive and far more important. I want that uninsured/underinsured protection due to the number of minimum limits/minimum brains folks I must share the roadway with these days.

Carole Keyser
Hagerstown, MD
Tuesday, April 3, 2012